Are Hearing Aids in Monterey and Salinas Covered by Health Insurance?

March 15, 2016 4:21 am Published by Leave your thoughts

If saying, “Pardon me, can you repeat that?” has become a normal part of your everyday conversations or it’s physically easier to send an email than to use the phone, you might want to consider hearing aids in Monterey and Salinas. As we age, our body’s critical functions and senses, like sight and hearing, undergo radical changes. Maybe you have noticed clear changes in your hearing, but you are concerned about the costs associated with hearing devices. If that’s the case, we have good news for you! At Valley Hearing Center, we accept almost all forms of insurance, including MEDI-Cal.

Get in touch with your insurance company

Paying for your hearing aids doesn’t have to be a point of stress, and it shouldn’t break the bank. Depending on the type of insurance you have, you may or may not be eligible for assistance to pay for your hearing devices. While your actual hearing aids might not be covered, many private plans cover hearing evaluations. This is a good place to start, and should your doctor recommend a further course of action, he or she may refer you elsewhere for more testing.

A common source of health coverage in America is Medicare, which may have you wondering if hearing devices are covered. Unfortunately, Medicare currently does not cover hearing aids, but it does cover many of the peripheral hearing assessments. Medicaid, on the other hand, does cover hearing aids, as well as the necessary medical assessments for adults and children.

According to the statistics, more than half of people over 75 years old have hearing loss that could improve with a hearing aid. Contact your health insurer or nearby hearing center to find out if your hearing aids in Monterey and Salinas are covered by your current health insurance.

Weighing the costs

At a cost of between $1,000 and $4,000 per device, hearing aids represent a substantial but life-changing investment. Outside of Arkansas, New Hampshire and Rhode Island, which mandate coverage of device costs for adults, coverage is up to private insurance. And although having the capacity to hear well is crucial to the overall development of young kids, only 19 states mandate coverage for children. If you have kids, find out now what tests and device cost assistance your health insurance provides.

Unfortunately, like many expensive things in life, your hearing devices will need replacement roughly every five years, which is why many insurance companies want to avoid the costs and risks of hearing aid coverage. Luckily there are many early intervention programs and locally run groups available to help families afford hearing aids for their children.

If you are in need of hearing aids in Monterey and Salinas but don’t know where to go, you will be happy to know that we are experts in the field who can provide you with helpful information—we want you to hear better, and to help you live your life like you should. At Valley Hearing Center, we are committed to working with our patients’ insurers to find the right type of hearing devices for each individual case. Contact us today to set up your much-needed hearing evaluation.

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